If you think “I’m too young to be thinking about my retirement”, then good news, you’re the perfect age to be thinking about your retirement!
Most of us don’t want to think about it but the future is coming for everyone. The more effort you put in now at your current age, the more financial security you’re going to have when the time comes to retire. Seems like a simple concept, but did you know that 81% of retirees will end up on the pension, and 95% of Australians will NEVER achieve financial independence? While thinking about your retirement may bring up feelings of anxiety, we want you to know that you are not alone. Beginning the process of making retirement plans will ease the anxiety that many people experience when they begin to think about this transition.
We are often asked: “How much money do I need to retire?” This is a question in which the answer is different for absolutely everyone.
Think about what you want your life to look like when you’re retired. Are you travelling the world, making a sea change, buying a fishing boat, or just enjoying life at your own pace? The answer to this question will determine how much you need to start your ideal retirement, and when you can make that transition.
Whatever your perfect retirement looks like – the retirement planners at PTP are passionate about making it happen.
Your personalised retirement strategy
Everyone’s path to retirement is different. The retirement planners are PTP are experts in helping those on the path to retirement structure a plan that suits you, including strategies for your superannuation or SMSF, investments, accounting, insurances, and cash flow.
We’ll take a look at the position you’re in now, and were you want to be when it comes time to retire and set out a clear roadmap to achieve your retirement goal.
Working together with an experienced financial planner to create your retirement plan is the best way to help secure your financial future. Contact us today for a free meeting with our retirement planning expert, who will work with you to create your personalised retirement plan.